Debt to Income Ratio for Mortgage: Duane Buziak Explains
Duane Buziak explains how the debt to income ratio for mortgage approval is calculated, what counts as debt, and the limits for Conventional, FHA and VA loans. The guide includes a worked $450,000 Glen Allen example and practical steps to lower your DTI before you apply.
How to Do Mortgage Rate Shopping Without Credit Hit — Duane Buziak, Glen Allen’s Mortgage Broker of the Year
A practical guide to mortgage rate shopping without credit hit.
7 Ways to Buy With No Down Payment Mortgage Options in Glen Allen
Duane Buziak (NMLS #1110647) breaks down seven no down payment mortgage options for buyers in Glen Allen, Short Pump, and Henrico, including VA, USDA, assistance programs, gifted funds, and seller concessions. The guide explains who each route fits, what each really costs, and how a soft credit pull review lets you explore without affecting your score.
Bridge Loan for Home Purchase: Duane Buziak Explains How It Works
A practical guide to bridge loan for home purchase.
No Hard Inquiry Mortgage Pre Approval: How It Works in Glen Allen
A practical guide to no hard inquiry mortgage pre approval.
Streamline Refinance Programs Explained by Duane Buziak
A practical guide to streamline refinance programs explained.
Which Lenders Specialize in Manufactured Home Financing? Glen Allen Guide
Few lenders specialize in manufactured home financing, because approval depends on the home and the land as much as on the borrower. This Glen Allen guide explains who finances these homes, which FHA, VA, conventional, and chattel programs apply, and how a broker with wholesale access can compare options through a soft credit pull.
Which Lenders Offer Weekend and Evening Mortgage Appointments?
Wondering which lenders offer weekend and evening mortgage appointments? This guide from Glen Allen mortgage broker Duane Buziak (NMLS #1110647) explains the types of companies that offer after-hours help, the questions that confirm real availability, and how to compare options with a soft credit pull and no hard inquiry.
When to Refinance a Mortgage Guide: Duane Buziak, Glen Allen Broker
This when to refinance mortgage guide from Duane Buziak (NMLS #1110647) walks Glen Allen and Short Pump homeowners through a 7-step decision process. You will compare your rate to today’s market, confirm equity and qualification, and calculate a break-even point using a worked Henrico County example. You will also learn how to get quotes without hurting your credit and move through closing.
Soft Credit Check Mortgage Pre Approval in Glen Allen, VA: How It Works
A soft credit check mortgage pre approval lets Glen Allen and Henrico County buyers get a real starting number with no hard inquiry and no score drop while they shop. Duane Buziak (NMLS #1110647) explains how it differs from the hard pull required before closing, what that difference can mean in dollars, and how to begin in Innsbrook, Twin Hickory, Wyndham, or nearby.
